Building Better: Increasing Your Credit Score
Learn the truth about debt and the fundamental steps to increasing your credit score.
How to use this course
About Jordan Peer Recovery
About The Organization
PREFACE
Liability Disclaimer
Copyright Statement
Building Better - Introduction
Lesson Objectives
ACTIVITY: Credit vs. Debit Exploration
VIDEO: The Debt Trap
Credit Facts - 2017
The Language of Credit
Types of Credit
The Language of Credit
Credit Card Act of 2009
Financial Consequences of Debt
VIDEO: Credit Card Basics
Minimum Payments
ACTIVITY: Minimum Payment Calculation
What are the Priorities?
What Are the Priorities: Answer Key
Three Major Credit Reporting Agencies
Building Credit from Scratch
Building from Scratch
Secured Credit Cards
VIDEO: What Is A Secured Credit Card & How Does It Work?
Important Things to Consider
VIDEO: Co-Signing
Last Way to Establish Credit
ACTIVITY: Credit Card Scavenger Hunt
Are You Credit Worthy?
Credit Scores
FICO Score (Credit Score)
Other Ways Credit Scores are Used
Should You Borrow?
Should You Borrow?
Should You Borrow?
Should You Borrow?
Should You Borrow?
5 Factors That Build a Good Credit Score
5 Factors That Build a Good Credit Score (Cont'd)
5 Factors That Build a Good Credit Score (Cont'd)
Monitoring your Credit
What Makes a “Good” Score
FICO Score (Credit Score)
Bankruptcy and Your Credit
Bankruptcy and Your Credit (Cont’d)
ACTIVITY: Credit Score Calculation
How to Boost Your Credit Score
What Does Your Credit Score Say to Lenders?
Your Credit Score: A Key Part of Your Financial Identity
Making Sense of Your Credit Report
Building Up Your Credit Report
ACTIVITY: How Good Credit Will Help Me
End-of-Course Survey